SANBORN, Circuit Judge.
This appeal is from a decree in favor of the insured (plaintiff-appellee), who brought a declaratory judgment suit to establish her rights to disability benefits under the provisions of a $5,000 life policy issued to her at age 16 by the appellant company on July 16, 1927.
The policy, which was an Illinois contract, contained the following pertinent provisions:
"The Mutual Life Insurance Company of New York * * * if the Insured...
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