DENMAN, Circuit Judge.
This is an appeal from a judgment of the district court in a jury-waived case on a policy insuring the deceased, Charles William Stark.
The policy stated the insurance to be:
"* * * against loss resulting from Bodily Injuries effected independently and exclusively of all other causes directly through accidental means, as follows:
* * *
"* * * Subject to its terms, limits and conditions this policy covers the insured...
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