GRONER, C. J.
Appellant is the administratrix of Joseph Kelly Kerr, who was in the United States Army until May 24, 1919. During his service he obtained a war risk insurance policy. Premiums were regularly paid until his discharge and continued the policy in effect to June 1, 1919, and, as a grace period, to the end of that month. The policy lapsed at midnight, June 30, 1919, but by its terms could be reinstated within six months thereafter.
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