MATHEWS, Circuit Judge.
Appellee, Carrol Tillman McCreary, brought this action against appellant, the United States, under § 19 of the World War Veterans' Act, 1924, as amended, 46 Stat. 992, 38 U.S.C.A. § 445, on a claim for disability benefits under a contract of war risk term insurance issued to appellee under Article IV (§§ 400-405) of the War Risk Insurance Act, 38 Stat. 711, as amended,
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