MURPHREE, District Judge.
This is a suit on one count claiming $1,500 under two insurance policies for the principal sum of $2,500 each, for accrued disability benefits and for the premiums paid by the plaintiff thereunder after the date that the plaintiff alleges disability began. Each policy contains the following provisions:
"Recovery from Disability, — The insured, upon demand by the Company at any time during such disability and before the Company...
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