On June 16, 1924, Mrs. Pluma Delore Hayes made application to The Travelers Insurance Company for a five-year convertible term life insurance policy for $10,000.00 with "No. 1 Disability Provision."
On June 26, 1924, the insurance company issued to Mrs. Hayes its convertible five-year term policy, hereinafter called the term policy. It provided for the payment of $10,000.00 in the event of...
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