BURKE, District Judge.
This brings up for review the decision of the referee in bankruptcy regarding a certain policy of insurance written on the life of the bankrupt by the Guardian Life Insurance Company of America. The policy is a 20 year endowment in the principal sum of $4,000. It was written on June 16, 1926. Margaret Yaeger, mother of the bankrupt, was the beneficiary. On August 8, 1935, in accord with the right reserved in the policy, the bankrupt substituted...
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