BUFFINGTON, Circuit Judge.
This was a suit brought by the beneficiaries of two policies of insurance issued by defendant on the life of Margaret O'Neill, and the sole question involved is whether the policies, which had lapsed on the nonpayment of a premium, had been reinstated by the company.
The pertinent facts, which are undisputed, are thus stated by the trial judge:
"On January 8, 1930, there were delivered to the agent of the defendant at Reading...
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