VAN VALKENBURGH, Circuit Judge.
Patrick J. O'Brien had a policy of accident insurance in the appellee company insuring him — and his beneficiary, appellant herein, in case of accidental death — against "the effects resulting directly and exclusively of all other causes from bodily injury sustained solely through external, violent and accidental means (excluding suicide, sane or insane)." The principal sum, in case of death, was $5,000.
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