HICKS, Circuit Judge.
Florence Samuels Landress, widow of Thomas L. Landress, brought separate suits against appellees, Phœnix Mutual Life Insurance Company and Travelers' Insurance Company. That against the Phœnix Company was upon two similar insurance policies which provide double indemnity only in the event that insured's death resulted "directly and independently of all other causes, from bodily injuries effected solely through external, violent and...
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