OTIS, District Judge.
Plaintiff and defendant entered into a contract of life insurance September 22, 1920. Among others are certain provisions of the contract dealing with the subject of "benefits in the event of total and permanent disability before (the) age (of) sixty." These provisions, so far as they need be here set out, are as follows:
"If the insured, after payment of premiums for at least one full year, shall, before attaining the age of sixty years...
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