CAVANAH, District Judge.
The Modern Woodmen of America, a fraternal beneficiary society, issued a benefit certificate on the life of Lindley H. Accard, payable to Elizabeth J. Accard, his mother, as beneficiary, with the right on the part of the insured to change the beneficiary in the manner provided in the certificate and by-laws of the society. On November 6, 1927, the insured requested a change of beneficiary, and a new benefit certificate was issued on December...
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