McDERMOTT, Circuit Judge.
The plaintiff (appellant) was denied recovery on a $5,000 policy of insurance issued on May 10, 1915, on the life of her husband, who died on May 27, 1927. The defense was that the policy lapsed on July 2, 1925. The facts are agreed.
The policy is the ordinary "old-line" life policy, with reserve values. It provides:
"The consideration for this insurance and all benefits hereunder shall be the declarations, answers and agreements...
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