LEWIS, Circuit Judge.
Appellant was the owner of an interest-bearing certificate of deposit issued for the sum of $7,450.00 by the First State Bank of Wishek, North Dakota, which fell due on October 12, 1926. On that day it forwarded the certificate to the City National Bank of Bismarck, N. D., enclosed in a letter in which it said: "We enclose for collection and credit." The certificate was endorsed:
"Pay City National Bank Bismarck N. Dak. or order.
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