JOHN B. SANBORN, District Judge.
Bernice Drake is the widow of J. F. Drake, deceased. On August 8, 1923, he signed an application for life insurance in the defendant company for $50,000 "on the term N. P. S. C. plan, A, B, C, or D. ____ rate." "N. P. S. C." meant nonprofit sharing convertible. Mr. H. J. Brown, one of the company's agents in Oklahoma, took the application, and forwarded it to the company. Mr. Drake told Mr. Brown that he wanted the cheapest policy...
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