KIRKPATRICK, District Judge.
On July 28, 1925, when the petition in bankruptcy was filed against him, the bankrupt was the owner of four policies of life insurance in the aggregate amount of $15,000. Three of these policies had been taken out in 1913 and one in 1917. They were all upon his own life, payable to his wife, Nellie M. Lang, and each expressly reserved to the insured the right to change the beneficiary. On the date when the petition was filed, the four...
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