ROGERS, Circuit Judge (after stating the facts as above).
This action was brought to recover on an insurance certificate issued by the Order of the United Commercial Travelers of America, defendant herein, to Lewis Ostrander, wherein it insured him, among other things, against loss of life as the direct and proximate result of, and caused solely and exclusively by, external, violent, and accidental means, provided such loss should occur within 180 days after the accident...
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