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NEW YORK LIFE INS. CO. v. STATHAM ET AL.

93 U.S. 24 (____)

NEW YORK LIFE INSURANCE COMPANY v. STATHAM ET AL. SAME v. SEYMS. MANHATTAN LIFE INSURANCE COMPANY v. BUCK, EXECUTOR.

Supreme Court of United States.

Attorney(s) appearing for the Case

Mr. Matt. H. Carpenter and Mr. James A. Garfield for the appellant in the first case, and for the plaintiff in error in the second. The third case was submitted by Mr. Alfred Pitman for the plaintiff in error.*

Mr. Clinton L. Rice for the appellees in the first case, and Mr. Joseph Casey for the defendant in error in the second. The third case was submitted by Mr. W.P. Harris for the defendant in error.

MR. JUSTICE BRADLEY, after stating the case, delivered the opinion of the court.

We agree with the court below, that the contract is not an assurance for a single year, with a privilege of renewal from year to year by paying the annual premium, but that it is an entire contract of assurance for life, subject to discontinuance and forfeiture for non-payment of any of the stipulated premiums. Such is the form of the contract...

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