ALLSTATE INS. CO. v. IRWIN

No. 19-0885.

627 S.W.3d 263 (2021)

ALLSTATE INSURANCE COMPANY, Petitioner v. Daniel Wes IRWIN, Respondent.

Supreme Court of Texas.

Opinion Delivered: May 21, 2021.


Attorney(s) appearing for the Case

Lisa Ann Songy , Beth D. Bradley , Dallas, Matthew P. Rigney , for Amici Curiae American Property Casualty Insurance Association, Insurance Council of Texas, National Association of Mutual Insurance Companies.

Scot Graves Doyen , Dale Wainwright , Charles R. `Skip' Watson Jr. , Austin, for Amicus Curiae Farmers Texas County Mutual Insurance Company.

Michael DeNuccio , San Antonio, for Amicus Curiae Defense Counsel of San Antonio.

Jim M. Perdue Jr. , Houston, Steven R. Samples , for Amicus Curiae Texas Trial Lawyers Association.

Melissa A. Lorber , Austin, for Amicus Curiae State Farm Mutual Automobile Insurance Company.

Amber Winer-Gebhart , Thomas Andrew Crosley , San Antonio, Shawn Mechler , for Respondent.

Jacquelyn Ann Chandler , Dallas, Wallace B. Jefferson , Austin, William J. Boyce , Rachel Anne Ekery , Houston, Roger Higgins , Dallas, Elizabeth Lee Thompson , Houston, John M. Causey , Conroe, for Petitioner.


Underinsured motorists have liability insurance but not enough to pay for all the damage they have caused. Underinsured motorist coverage is insurance designed to fill the gap between the insured's damages from...

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