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LOYA INS. CO. v. AVALOS

No. 18-0837.

610 S.W.3d 878 (2020)

LOYA INSURANCE COMPANY, Petitioner, v. Osbaldo Hurtado AVALOS and Antonio Hurtado as Assignees of Karla Flores Guevara, Respondents.

Supreme Court of Texas.

OPINION DELIVERED: May 1, 2020.

Rehearing Denied October 2, 2020.

Attorney(s) appearing for the Case

Tom F. Nye , Portia J. Bott , Gault, Nye & Quintana, L.L.P., Corpus Christi, John R. Lyde , Vidaurri, Lyde, Rodriguez, & Haynes, LLP, Edinburg, for Petitioner.

Matthew J. Kita , Attorney at Law, Dallas, Jorge A. Green , Leticia Garza , The Green Law Firm, P.C., Brownsville, for Respondents.

Roger W. Hughes , Adams & Graham, L.L.P., Harlingen, for Amicus Curiae Texas Association of Defense Counsel.

Mark A. Ticer , Law Office of Mark A. Ticer, Dallas, for Amicus Curiae Mark A. Ticer.

The eight-corners rule directs Texas courts to determine a liability insurer's duty to defend its insured based on (1) the pleadings against the insured and (2) the terms of the insurance policy. In this case arising from a car crash, an insurer withdrew its defense after discovering that its insured...

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