Justice SOTOMAYOR delivered the opinion of the Court.
Congress enacted the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA or Act) to correct perceived abuses of the bankruptcy system. Among the reform measures the Act implemented are a number of provisions that regulate the conduct of "debt relief agenc[ies]"—i.e., professionals who provide bankruptcy assistance to consumer debtors. See 11 U.S.C. §§ 101(3), (12A). These...
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