FREEDOM MORTGAGE CORPORATION, Appellant,
v.
HERSCHEL ENGEL, Respondent, et al., Defendants.
DITECH FINANCIAL LLC, Formerly Known as GREEN TREE SERVICING LLC, Appellant,
v.
SANTHANA KUMAR NATARAJA NAIDU, Respondent, et al., Defendants.
JUAN VARGAS, Respondent,
v.
DEUTSCHE BANK NATIONAL TRUST COMPANY, Appellant.
WELLS FARGO BANK, N.A., as Trustee for OPTION ONE MORTGAGE LOAN TRUST 2007-5, ASSET-BACKED CERTIFICATES, SERIES 2007-5, Appellant,
v.
DONNA FERRATO, Respondent, et al., Defendants.
WELLS FARGO BANK, N.A., as Trustee for OPTION ONE MORTGAGE LOAN TRUST 2007-5, ASSET-BACKED CERTIFICATES, SERIES 2007-5, Appellant,
v.
DONNA FERRATO, Respondent, et al., Defendants.
Court of Appeals of New York.https://leagle.com/images/logo.png
Argued January 5, 2021.
Decided February 18, 2021.
Attorney(s) appearing for the Case
Reed Smith LLP, New York City ( Brian A. Sutherland of counsel), for appellant in the first above-entitled action.
Legal Services NYC, New York City ( Jacob Inwald and Christopher Newton of counsel), DC37 Municipal Employees Legal Services, New York City ( Carrie Miller of counsel), Legal Aid Society of Rockland County, Inc., New City ( Derek Tarson of counsel), Mobilization for Justice, Inc., New York City ( Jeanette Zelhof , Joseph Rebella and Belinda Luu of counsel), and Western New York Law Center, Buffalo ( Keisha A. Williams of counsel), for Legal Services NYC and others, amici curiae in the first above-entitled action.
Woods Oviatt Gilman LLP, Rochester ( Natalie A. Grigg of counsel), Gross Polowy, LLC, Westbury ( Stephan Vargas of counsel), and Schiller, Knapp, Lefkowitz & Hertzel LLP, Latham ( Ryan E. Hertzel of counsel), for American Legal and Financial Network, amicus curiae in the first above-entitled action.
Young Law Group, PLLC, Bohemia ( Justin F. Pane of counsel), for New York State Foreclosure Defense Bar, amicus curiae in the first above-entitled action.
Berg & David, PLLC, Brooklyn ( David Berg of counsel), for United Jewish Organizations of Williamsburg, Inc., amicus curiae in the first above-entitled action.
Law Office of Maggio & Meyer, PLLC, Bohemia ( Holly C. Meyer of counsel), for respondent in the second above-entitled action.
Young Law Group, PLLC, Bohemia ( Justin F. Pane of counsel), for New York State Foreclosure Defense Bar, amicus curiae in the second above-entitled action.
Villanti Law Group PLLC, Brooklyn ( Christopher Villanti of counsel), for United Jewish Organizations of Williamsburg, Inc., amicus curiae in the second above-entitled action.
Adam Plotch, amicus curiae pro se in the second above-entitled action.
Francis M. Caesar, Chappaqua, amicus curiae pro se in the third above-entitled action.
Young Law Group, PLLC, Bohemia ( Justin F. Pane of counsel), for New York State Foreclosure Defense Bar, amicus curiae in the third above-entitled action.
The Silber Law Firm, LLC, New York City ( Meyer Y Silber of counsel), for United Jewish Organizations of Williamsburg, Inc., amicus curiae in the third above-entitled action.
Adam Plotch, amicus curiae pro se in the third above-entitled action.
Francis M. Caesar, Chappaqua, amicus curiae pro se in the fourth above-entitled action.
Young Law Group, PLLC, Bohemia ( Justin F. Pane of counsel), for New York State Foreclosure Defense Bar, amicus curiae in the fourth above-entitled action.
OPINION OF THE COURT
Chief JudgeDIFIORE.
These appeals—each turning on the timeliness of a mortgage foreclosure claim—involve the intersection of two areas of law where the need for clarity and consistency are at their zenith: contracts affecting real property ownership and...
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