This action arises out of an automobile accident where a tow truck owned by Aztec and driven by defendant Reyes crashed head-on into an ambulette owned by respondent MATI and driven by respondent Ruiz. The evidence, including affidavits of Ruiz and of respondent Borgella, who was a passenger in the ambulette, shows that at the time of the accident, the two vehicles were traveling in opposite directions, when Reyes's
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