MTR OF SANTIAGO-MONTEVERDE

Attorney(s) appearing for the Case

Ronald J. Mann , of the Texas bar, admitted pro hac vice, and Kathleen G. Cully PLLC, New York City ( Kathleen G. Cully of counsel), for appellant.

Troutman Sanders LLP, New York City ( J. David Dantzler, Jr. , John P. Campo and Matthew DeFrancesco of counsel), for respondent.

Eric T. Schneiderman , Attorney General, New York City ( Anisha S. Dasgupta , Barbara D. Underwood and Andrew Kent of counsel), and Zachary W. Carter , Corporation Counsel, New York City ( Richard Dearing and Susan P. Greenberg of counsel), for State of New York and another, amici curiae.

Latham & Watkins LLP, New York City ( Christopher R. Harris and Jennifer Greenberg of counsel), for New York State Senator Brad Hoylman and others, amici curiae.

Thompson & Knight LLP, New York City ( Ira L. Herman of counsel), for New York City Bankruptcy Assistance Project and another, amici curiae.

Chief Judge LIPPMAN and Judges GRAFFEO, PIGOTT and RIVERA concur; Judge SMITH dissents and votes to answer the certified question in the negative in an opinion in which Judge READ concurs.