OPINION OF THE COURT
BALKIN, J.
The plaintiff, Brad J. Jacobs, was a plastic surgeon. In June 2007 his medical license was suspended by New York State's Commissioner of Health on the ground that his continued practice "constitute[d] an imminent danger to the health of the people of this state." A few months later, the plaintiff filed claims under his disability insurance policies. He asserted that even before the State suspended his license, mental illness...
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