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RUIZ v. 1ST FIDELITY LOAN SERVICING, LLC

No. A11-1081.

829 N.W.2d 53 (2013)

Doris RUIZ, Respondent, v. 1ST FIDELITY LOAN SERVICING, LLC, Appellant.

Supreme Court of Minnesota.

April 17, 2013.

Attorney(s) appearing for the Case

Jonathan L.R. Drewes, Michael J. Wang, Drewes Law, PLLC, Minneapolis, MN, for respondent.

Eric D. Cook, David R. Mortensen, Christina M. Weber, Wilford, Geske & Cook, P.A., Woodbury, MN, for appellant.

Kevin J. Dunlevy, Michael E. Kreun, Beisel & Dunlevy, P.A., Minneapolis, MN, for amici curiae Minnesota Land Title Association, the Minnesota Bankers Association, and the Minnesota Association of Realtors.

John M. Wendland, Christopher K. Loftus, Minnesota Credit Union Network, Saint Paul, MN, for amicus curiae Minnesota Credit Union Network.

OPINION

WRIGHT, Justice.

We consider in this case whether a foreclosure by advertisement initiated by appellant 1st Fidelity Loan Servicing, LLC (1st Fidelity), to collect the debt secured by a mortgage on the home of respondent Doris Ruiz (Ruiz) resulted in a valid foreclosure despite 1st Fidelity's failure to comply with certain statutory requirements. The district court granted summary judgment in favor of 1st Fidelity on the ground that 1st Fidelity...

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