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RUIZ v. 1ST FIDELITY LOAN SERVICING, LLC

No. A11-1081.

829 N.W.2d 53 (2013)

Doris RUIZ, Respondent, v. 1ST FIDELITY LOAN SERVICING, LLC, Appellant.

Supreme Court of Minnesota.

April 17, 2013.

Attorney(s) appearing for the Case

Jonathan L.R. Drewes , Michael J. Wang , Drewes Law, PLLC, Minneapolis, MN, for respondent.

Eric D. Cook , David R. Mortensen , Christina M. Weber , Wilford, Geske & Cook, P.A., Woodbury, MN, for appellant.

Kevin J. Dunlevy , Michael E. Kreun , Beisel & Dunlevy, P.A., Minneapolis, MN, for amici curiae Minnesota Land Title Association, the Minnesota Bankers Association, and the Minnesota Association of Realtors.

John M. Wendland , Christopher K. Loftus , Minnesota Credit Union Network, Saint Paul, MN, for amicus curiae Minnesota Credit Union Network.

OPINION

WRIGHT, Justice.

We consider in this case whether a foreclosure by advertisement initiated by appellant 1st Fidelity Loan Servicing, LLC (1st Fidelity), to collect the debt secured by a mortgage on the home of respondent Doris Ruiz (Ruiz) resulted in a valid foreclosure despite 1st Fidelity's failure to comply with certain statutory requirements. The district court granted summary judgment in favor of 1st Fidelity on the ground that 1st Fidelity...

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