SALMON, J.
The parties to this appeal are appellant, Allstate Insurance Company ("Allstate"), and appellee, Austria Kponve ("Mrs. Kponve"). At all times here pertinent, Allstate provided underinsured motorist coverage to Mrs. Kponve.
On April 10, 2009, while Allstate's policy was in force, Mrs. Kponve was involved in an automobile accident...
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