McFADDEN, Judge.
Edith Parsons's son, Joshua Billups, was killed in a single-car accident. He owned the car but was riding as a passenger. Parsons brought a wrongful death action against the person who was driving. In connection with that action, she claimed uninsured/underinsured motorist (UM) benefits under a policy State Farm Mutual Automobile Insurance Company had issued to Billups's aunt, Lorraine Bolden.
The parties agree that the availability of UM...
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