PEOPLE'S TRUST INSURANCE v. TRACEY

No. 4D17-3945.

251 So.3d 931 (2018)

PEOPLE'S TRUST INSURANCE COMPANY, Appellant, v. Andrea TRACEY and James Tracey, Appellees.

District Court of Appeal of Florida, Fourth District.

July 25, 2018.


Attorney(s) appearing for the Case

Raoul G. Cantero , Ryan A. Ulloa and Iesha S. Nunes of White & Case LLP, Miami, and Jonathan Sabghir and Brett R. Frankel , Deerfield Beach, for appellant.

Juan Ramirez Jr. , of ADR Miami LLC, Coral Gables and Alberto M. Regueyra of Regueyra & Llerandi, P.L., South Miami, for appellees.


An insurer challenges a trial court order denying its motion to compel an appraisal. We reverse the order because causation and the "amount of loss" are issues to be determined by an appraisal where the insurer has not "wholly denied" there is a covered loss.

The insureds sustained damage to their roof and their home's interior....

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