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STATE FARM FLORIDA INS. CO. v. LOO

No. 3D09-917.

27 So.3d 747 (2010)

STATE FARM FLORIDA INSURANCE CO., as subrogee of Jose R. Masvidal, Appellant, v. Aleli LOO, Appellee.

District Court of Appeal of Florida, Third District.

February 10, 2010.

Attorney(s) appearing for the Case

Richard A. Warren, Miami, for appellant.

Shook, Hardy & Bacon and Alexandra Bach Lagos and Daniel B. Rogers, Miami, for appellee.

Before RAMIREZ, C.J., and ROTHENBERG, J., and SCHWARTZ, Senior Judge.

ROTHENBERG, J.

State Farm Florida Insurance Co., as subrogee of Jose R. Masvidal, appeals from a final summary judgment entered in favor of Aleli Loo. We reverse.

I. Factual and Procedural Background

State Farm issued a rental dwelling insurance policy to Masvidal ("the Landlord"), insuring property he leased to Loo ("the Tenant"). During the term of the lease, a fire occurred at the leased premises, and State Farm paid the Landlord for the...

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