OPINION AND ORDER
TERENCE P. KEMP, Magistrate Judge.
Plaintiffs Yvonne and Bradley Watson filed this action for damages and injunctive relief against Experian Information Solutions, Inc., ARS National Services, Inc. d/b/a Associated Recovery Systems, and Citibank (South Dakota), N.A., asserting claims for breach of contract, violations of the Fair Credit Reporting Act, and willfully filing a fraudulent information return in contravention of 26 U.S.C. §...
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