ACADEMY BANK, N.A. v. AMGUARD INS. CO.

No. 23-1375.

116 F.4th 768 (2024)

ACADEMY BANK, N.A.; Shri Ganesai, LLC, Plaintiffs-Appellees v. AMGUARD INSURANCE COMPANY, Defendant-Appellant.

United States Court of Appeals, Eighth Circuit.

Filed: September 6, 2024.


Attorney(s) appearing for the Case

Counsel who presented argument on behalf of the appellant was Jonathan B. Morrow, of Saint Louis, MO. The following attorney also appeared on the appellant brief; Aaron W. Freeman, of St. Louis, MO.

Counsel who presented argument and appeared on the brief on behalf of the appellee, Academy Bank, was Mark S. Carder, of Kansas City, MO.

Counsel who presented argument and appeared on the brief on behalf of the appellee, Shri Ganesai, LLC, was Clark Lafferty Jones, of Columbia, MO.

Before SMITH, Chief Judge, GRUENDER and SHEPHERD, Circuit Judges.


A fire damaged a hotel owned by Shri Ganesai, LLC (Shri). Shri had purchased insurance for the building from AmGuard Insurance Company (AmGuard) that covered the owner and the mortgagee, Academy Bank, N.A. (Academy). Shri filed a claim for its loss, but AmGuard denied the claim based on suspected arson. The building suffered...

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