FREEMAN v. OCWEN LOAN SERVICING, LLC

No. 23-2512.

108 F.4th 520 (2024)

Demona FREEMAN, Plaintiff-Appellant, v. OCWEN LOAN SERVICING, LLC, and Bank of New York Mellon, Defendants-Appellees.

United States Court of Appeals, Seventh Circuit.

Decided July 12, 2024.


Attorney(s) appearing for the Case

Travis W. Cohron, Attorney, Clark, Quinn, Moses, Scott & Grahn, LLP, Indianapolis, IN, Nick Wooten, Attorney, DJC Law, PLLC, Austin, TX, for Plaintiff-Appellant.

John C. Lynch, Carter R. Nichols, Ethan Ostroff, Attorneys, Troutman Pepper Hamilton Sanders LLP, Virginia Beach, VA, for Defendants-Appellees.

Before Rovner, Brennan, and Kirsch, Circuit Judges.


To finance the purchase of her home, Demona Freeman secured a loan, which was assigned to the Bank of New York Mellon (BNY Mellon). She fell behind on her mortgage payments, and BNY Mellon filed a foreclosure action against her. Freeman then filed for bankruptcy. She later completed all payments required under her bankruptcy...

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