Jill Pryor, Circuit Judge:
Brothers Levi and Benjamin Goldfarb ("the Goldfarbs") sought payment of a $500,000 claim under an Accidental Death & Dismemberment insurance policy after the insured, their father, Dr. Alexander Goldfarb-Rumyantzev ("Dr. Goldfarb"), died while mountain climbing in a remote area of Pakistan. Although Dr. Goldfarb's...
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