NOT FOR PUBLICATION
MEMORANDUM*
In May 2004, Mark Adair took out a $570,000 loan to purchase residential property in Las Vegas, Nevada. After a string of assignments, the deed of trust (DOT) securing the property was ultimately assigned to Capital One, N.A. (Capital One). Adair failed to pay dues to the Aurora Estates Owner's Association, Inc. (HOA), and the HOA's agent began foreclosure proceedings against him after...
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