MUDPIE, INC. v. TRAVELERS CASUALTY INS. CO.

No. 20-16858.

15 F.4th 885 (2021)

MUDPIE, INC., Plaintiff-Appellant, v. TRAVELERS CASUALTY INSURANCE COMPANY OF AMERICA, Defendant-Appellee.

United States Court of Appeals, Ninth Circuit.

Filed October 1, 2021.


Attorney(s) appearing for the Case

Andre M. Mura (argued), Eric H. Gibbs , and Amanda M. Karl , Gibbs Law Group LLP, Oakland, California; Victoria S. Nugent and Geoffrey Graber , Cohen Milstein Sellers & Toll PLLC, Washington, D.C.; for Plaintiff-Appellant.

Theodore J. Boutrous Jr. (argued), Richard J. Doren , and Deborah L. Stein , Gibson Dunn & Crutcher LLP, Los Angeles, California; Stephen E. Goldman and Wystan M. Ackerman , Robinson & Cole LLP, Hartford, Connecticut; for Defendant-Appellee.

Gabriel K. Gillett , John H. Mathias Jr. , David M. Kroeger , and Michael F. Linden , Jenner & Block LLP, Chicago, Illinois; Angelo I. Amador , Restaurant Law Center, Washington, D.C.; for Amicus Curiae Restaurant Law Center.

Jeffrey R. White , Counsel; Tobias L. Millrood , President; American Associate for Justice, Washington, D.C., for Amicus Curiae American Association for Justice.

David B. Goodwin and Breanna K. Jones , Covington & Burling LLP, San Francisco, California; Jad H. Khazem , Covington & Burling LLP, Washington, D.C.; for Amicus Curiae United Policyholders.

Laura A. Foggan , Crowell & Moring LLP, Washington, D.C., for Amici Curiae American Property Casualty Insurance Association and National Association of Mutual Insurance Companies.

Before: Morgan Christen and Danielle J. Forrest, Circuit Judges, and Michael M. Anello, District Judge.


OPINION

Mudpie, Inc. appeals a district court order dismissing its claims against Travelers Casualty Insurance Company of America (Travelers). Mudpie operates a children's store located in San Francisco that sells clothing, toys, books, and other goods. Mudpie alleges that it purchased a comprehensive

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