Jeffrey R. White , Counsel; Tobias L. Millrood , President; American Associate for Justice, Washington, D.C., for Amicus Curiae American Association for Justice.
Laura A. Foggan , Crowell & Moring LLP, Washington, D.C., for Amici Curiae American Property Casualty Insurance Association and National Association of Mutual Insurance Companies.
Before: Morgan Christen and Danielle J. Forrest, Circuit Judges, and Michael M. Anello, District Judge.
OPINION
CHRISTEN, Circuit Judge:
Mudpie, Inc. appeals a district court order dismissing its claims against Travelers Casualty Insurance Company of America (Travelers). Mudpie operates a children's store located in San Francisco that sells clothing, toys, books, and other goods. Mudpie alleges that it purchased a comprehensive
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