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LOSCH v. NATIONSTAR MORTG. LLC

No. 20-10695.

995 F.3d 937 (2021)

Henry LOSCH, a.k.a. John Losch, Plaintiff-Appellant, v. NATIONSTAR MORTGAGE LLC, d.b.a. Cooper, Mr., Defendant, Experian Information Solutions, Inc., Defendant-Appellee.

United States Court of Appeals, Eleventh Circuit.

April 28, 2021.

Attorney(s) appearing for the Case

Susan Mary Rotkis , Price Law Group, APC, TUCSON, AZ, Aaron M. Swift , Swift Law, PA, SAINT PETERSBURG, FL, for Plaintiff-Appellant.

Christopher A. Hall , Adam W. Wiers , Jones Day, CHICAGO, IL, Maria Helena Ruiz , Kasowitz Benson Torres & Friedman, LLP, MIAMI, FL, for Defendant-Appellee.

Before JORDAN, NEWSOM, and TJOFLAT, Circuit Judges.

In 2017, Henry Losch found himself in dire financial straits, so he filed for Chapter 7 bankruptcy and discharged his debts—including the mortgage on his home. Not long thereafter, though, Losch discovered that his credit report still showed that he was delinquent on the mortgage. Concerned, he contacted the reporting...

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