SUN LIFE ASSURANCE v. IMPERIAL PREMIUM FINANCE

Nos. 17-10189, 17-10415.

904 F.3d 1197 (2018)

SUN LIFE ASSURANCE COMPANY OF CANADA, Plaintiff-Appellee, v. IMPERIAL PREMIUM FINANCE, LLC, Defendant-Appellant. Sun Life Assurance Company of Canada, Plaintiff-Appellant, v. Imperial Holdings, Inc., Imperial Premium Finance, LLC, Imperial Life Financing II, LLC, Imperial Life Settlements, LLC, Imperial PFC Financing, LLC, et al., Defendants-Appellees.

United States Court of Appeals, Eleventh Circuit.

September 18, 2018.


Attorney(s) appearing for the Case

Jason P. Gosselin , Stephen C. Baker , John Michael Bloor , Thomas S. Downie , Joseph M. Kelleher , John Michael Moore , Christopher F. Petillo , Stephen Alan Serfass , Nolan B. Tully , Drinker Biddle & Reath, LLP, PHILADELPHIA, PA, Wendy L. Furman , Kristina B. Pett , McDowell Hetherington, LLP, BOCA RATON, FL, for Sun Life Assurance Company of Canada.

Jesus E. Cuza , Rebecca Jo Canamero , J. Raul Cosio , Monica Vila , Holland & Knight, LLP, MIAMI, FL, Frank E. Morreale , George E. Schulz, Jr. , Holland & Knight, LLP, JACKSONVILLE, FL, Philip E. Rothschild , Holland & Knight, LLP, FORT LAUDERDALE, FL, Miguel A. Estrada , Gibson Dunn & Crutcher, LLP, WASHINGTON, DC, for Defendant-Appellant Imperial Premium Finance, LLC.

Jesus E. Cuza , Rebecca Jo Canamero , J. Raul Cosio , Monica Vila , Holland & Knight, LLP, MIAMI, FL, Frank E. Morreale , George E. Schulz, Jr. , Holland & Knight, LLP, JACKSONVILLE, FL, Philip E. Rothschild , Holland & Knight, LLP, FORT LAUDERDALE, FL, for Imperial Holdings, Inc.

Jesus E. Cuza , J. Raul Cosio , Monica Vila , Holland & Knight, LLP, MIAMI, FL, Miguel A. Estrada , Gibson Dunn & Crutcher, LLP, WASHINGTON, DC, Frank E. Morreale , Holland & Knight, LLP, JACKSONVILLE, FL, Philip E. Rothschild , Holland & Knight, LLP, FORT LAUDERDALE, FL, for Defendant-Appellee Imperial Premium Finance, LLC.

Jesus E. Cuza , Monica Vila , Holland & Knight, LLP, MIAMI, FL, Frank E. Morreale , George E. Schulz, Jr. , Holland & Knight, LLP, JACKSONVILLE, FL, Philip E. Rothschild , Holland & Knight, LLP, FORT LAUDERDALE, FL, for Imperial Life Financing II, LLC, Imperial Life Settlements, LLC, and Imperial PFC Financing, LLC.

Before MARTIN, JORDAN, and WALKER, Circuit Judges.


These two appeals arise from dueling lawsuits pitting Sun Life Assurance Company of Canada ("Sun Life"), a life insurance company, against Imperial Holdings, Inc. and its affiliates ("Imperial"), a company that offers financing for insureds to pay their monthly premium payments. Both suits relate to life insurance policies...

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