Willie Townsel died intestate on April 4, 2014, leaving a checking account at Regions Bank (Regions), with a balance of about $81,000. The account was allegedly held in both his name and that of his sister, ArbertDella Lamb. Regions' policy is to treat persons named on a multi-party personal account as owning the account funds as joint tenants with right of survivorship, and accordingly Regions placed the account in Lamb's name alone shortly after her brother's death. Nancy Hampton, Townsel's daughter and the administratrix of his estate, claimed ownership of the proceeds. Regions brought this Federal Rule of Civil Procedure 22(a) interpleader action, seeking to have the district court
Hampton makes three arguments on appeal: (1) the district court improperly relied on pleadings in Regions' complaint, treating them as evidence; (2) there was insufficient evidence that Lamb's name was on the account; and (3) the existence of a remaining fact issue rendered improper summary judgment on Hampton's constructive-trust theory. As to the first argument, Hampton is correct that the district court cited to pleadings in Regions' verified complaint as support for its finding that Lamb's name was on the account. However, "[a] verified complaint is the equivalent of an affidavit for summary-judgment purposes."