WILLIAMS v. LENDMARK FINANCIAL SERVICES, INC.

No. 15-1976.

828 F.3d 309 (2016)

Michelle WILLIAMS, f/k/a Michelle Dargan, Plaintiff-Appellant, v. LENDMARK FINANCIAL SERVICES, INC., Defendant-Appellee.

United States Court of Appeals, Fourth Circuit.

Decided: July 8, 2016.


Attorney(s) appearing for the Case

ARGUED: Cory Lev Zajdel , Z Law, LLC, Reisterstown, Maryland, for Appellant. Brian L. Moffet , Miles & Stockbridge P.C., Baltimore, Maryland, for Appellee. ON BRIEF: Megan B. Burnett , Miles & Stockbridge P.C., Baltimore, Maryland, for Appellee.

Affirmed in part, reversed in part, and remanded by published opinion. Judge Niemeyer wrote the opinion, in which Judge Wynn and Judge Johnston joined.


In connection with a personal loan of roughly $2,600 that Lendmark Financial Services, Inc., a Georgia corporation, made to Michelle Williams, a Maryland resident, Williams was charged and paid numerous late fees. In this action she challenges, under Maryland's Credit Grantor Closed End Credit Provisions ("CLEC"), Md. Code...

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