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ST. PAUL MERCURY INS. CO. v. AME. BANK HLDGS.

No. 15-1559.

819 F.3d 728 (2016)

ST. PAUL MERCURY INSURANCE COMPANY, Plaintiff-Appellee, v. AMERICAN BANK HOLDINGS, INC., Defendant-Appellant, and Amiel Cueto, Defendant. United Policyholders, Amicus Supporting Appellant.

United States Court of Appeals, Fourth Circuit.

Decided: April 14, 2016.

Attorney(s) appearing for the Case

ARGUED: Albert Joseph Mezzanotte, Jr. , Whiteford, Taylor & Preston, L.L.P., Baltimore, Maryland, for Appellant. Thomas James Judge, Jr. , Loss, Judge & Ward, LLP, Washington, D.C., for Appellee. ON BRIEF: Dwight W. Stone, II , Whiteford, Taylor & Preston, L.L.P., Baltimore, Maryland, for Appellant. Brent H. Olson , Loss, Judge & Ward, LLP, Washington, D.C., for Appellee. Lorelie S. Masters , Christopher R. Healy , Perkins Coie LLP, Washington, D.C.; Amy Bach , Dan Wade , United Policyholders, San Francisco, California, for Amicus Curiae.

Affirmed by published opinion. Judge NIEMEYER wrote the opinion, in which Chief Judge TRAXLER and Judge WILKINSON joined.

On June 18, 2008, American Bank Holdings, Inc., was served with a complaint and summons that issued from a state court in Belleville, Illinois. Because of an internal oversight, however, American Bank did not respond to the summons, and the court, on July 23, 2008, entered a $98.5 million default judgment against it. Some...

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