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IN RE JEPSON

No. 14-2459.

816 F.3d 942 (2016)

In re Patricia JEPSON, Debtor-Appellant, v. Bank of New York Mellon f/k/a The Bank of New York, as Trustee for CWABS, Inc., Asset-Backed Certificates, Series 2006-1, Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided March 22, 2016.

Attorney(s) appearing for the Case

Kenneth E. Kaiser , Attorney, Kenneth E. Kaiser , Palatine, IL, for Debtor-Appellant.

Justin F. Carter , Attorney, Morris Laing Evans Brock & Kennedy, Chtd., Chicago, IL, for Defendant-Appellee.

Before POSNER, RIPPLE, and HAMILTON, Circuit Judges.

Patricia Jepson filed a Chapter 7 voluntary petition in the United States Bankruptcy Court for the Northern District of Illinois. That petition resulted in an automatic stay against the enforcement of any security interest. Bank of New York Mellon ("BNYM") then requested a modification

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