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CRAWFORD v. LVNV FUNDING, LLC

No. 13-12389.

758 F.3d 1254 (2014)

Stanley CRAWFORD, Plaintiff-Appellant, v. LVNV FUNDING, LLC, et al., Defendants-Appellees.

United States Court of Appeals, Eleventh Circuit.

July 10, 2014.

Attorney(s) appearing for the Case

Nicholas Heath Wooten , Nick Wooten , LLC, Auburn, AL, for Plaintiff-Appellant.

Neal D. Moore, III , Sarah E. Orr , Ferguson Frost & Dodson, LLP, Birmingham, AL, for Defendants-Appellees.

Before HULL, Circuit Judge, and WALTER, District Judge, and GOLDBERG, Judge.

GOLDBERG, Judge:

A deluge has swept through U.S. bankruptcy courts of late. Consumer debt buyers — armed with hundreds of delinquent accounts purchased from creditors — are filing proofs of claim on debts deemed unenforceable under state statutes of limitations. This appeal considers whether a proof of claim to collect a stale debt in Chapter 13 bankruptcy violates the Fair Debt Collection Practices Act ("FDCPA"

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