OPINION
BERNICE BOUIE DONALD, Circuit Judge.
Jerry Engleson waited over eight years before seeking judicial review of his denied claim for long-term disability benefits. The terms of his disability plan, however, gave him a little more than three years to file such a suit. Despite Engleson's best efforts to convince us otherwise, neither the law nor principles of equity allow us to excuse the tardiness of his suit. As a result, we
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