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PHILLIPS v. PRUDENTIAL INS. CO. OF AMERICA

No. 11-3870.

714 F.3d 1017 (2013)

Zena PHILLIPS, Plaintiff-Appellant, v. The PRUDENTIAL INSURANCE COMPANY OF AMERICA and Pruco Life Insurance Company, Defendants-Appellees.

United States Court of Appeals, Seventh Circuit.

Decided May 6, 2013.

Attorney(s) appearing for the Case

Ronald R. Parry (argued), Attorney, Parry, Deering, Futscher & Sparks, Covington, KY, for Plaintiff-Appellant.

Troy A. Bozarth , Attorney, Hepler Broom LLC, Edwardsville, IL, Michael K. Isenman (argued), Attorney, Goodwin Procter, Washington, DC, for Defendants-Appellees.

Before FLAUM and HAMILTON, Circuit Judges, and FEINERMAN, District Judge.

FEINERMAN, District Judge.

Plaintiff Zena Phillips was a beneficiary of a life insurance policy taken out by her fiancé, Michael Strang, and issued by Defendant Pruco Life Insurance Company, a subsidiary of Defendant Prudential Life Insurance Company of America (together, "Prudential"). When Strang died, Prudential informed Phillips that the default method for paying the claim was the "Alliance Account settlement option." The Alliance Account is what the insurance...

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