LUCERO, Circuit Judge.
The Medicare Catastrophic Coverage Act of 1988 ("MCCA") allows the spouse of an applicant for long-term care benefits to keep a certain amount of resources without affecting the applicant's eligibility. See 42 U.S.C. § 1396r-5(c)(2) & (f)(2). This Community Spouse Resource Allowance ("CSRA") permits an "institutionalized spouse" to obtain Medicaid assistance for
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