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MILLER v. SAFECO INS. CO. OF AMERICA

Nos. 11-1232, 11-1738.

683 F.3d 805 (2012)

Craig MILLER and Nancy Miller, Plaintiffs-Appellees, v. SAFECO INSURANCE COMPANY OF AMERICA, Defendant-Appellant.

United States Court of Appeals, Seventh Circuit.

Decided June 25, 2012.

Attorney(s) appearing for the Case

Scott R. Halloin (argued), Andrea L. Murdock and Anthony K. Murdock , Halloin & Murdock, S.C., Milwaukee, WI, for Plaintiffs-Appellees.

Alyssa M. Reiter (argued), Williams, Montgomery & John, Ltd., Chicago, IL; William J. Katt and Mark D. Malloy , Leib & Katt, L.L.C., Milwaukee, WI, for Defendant-Appellant.

Before EASTERBROOK, Chief Judge, and TINDER and HAMILTON, Circuit Judges.

TINDER, Circuit Judge.

Safeco Insurance Company of America issued an insurance policy on a home purchased by Craig and Nancy Miller. After the Millers discovered extensive water and mold damage on the property, they filed a claim for the loss. Safeco denied the claim and the Millers sued. The district court found that the policy covered the loss, that the exclusions didn't apply, and Safeco acted in bad faith. We affirm.

I. Background

The Millers...

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