OPINION
LUDINGTON, District Judge.
Appellee Jennifer Denise Cassim ("Cassim") filed a voluntary petition under Chapter 13 of the United States Bankruptcy Code, 11 U.S.C. §§ 1301-1330, in the United States Bankruptcy Court for the Eastern District of Kentucky. She also commenced an adversary proceeding seeking a determination that her student loan debt owed to Appellant Educational Credit Management Corporation ("Educational Credit") is dischargeable...
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