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TWENHAFEL v. STATE AUTO PROP. AND CAS. INS. CO.

No. 08-4275.

581 F.3d 625 (2009)

Roger TWENHAFEL, d/b/a Consolidated Services, Plaintiff-Appellee, v. STATE AUTO PROPERTY AND CASUALTY INSURANCE COMPANY, Defendant-Appellant.

United States Court of Appeals, Seventh Circuit.

Decided September 14, 2009.

Attorney(s) appearing for the Case

Scott P. Hendricks (argued), Hendricks & Hagan, Carbondale, IL, for Plaintiff-Appellee.

John P. Cunningham, Daniel G. Hasenstab (argued), Brown & James, P.C., Belleville, IL, for Defendant-Appellant.

Before ROVNER and EVANS, Circuit Judges, and VAN BOKKELEN, District Judge.

VAN BOKKELEN, District Judge.

Roger Twenhafel insured his business property through an "open peril" insurance policy issued by State Auto Property and Casualty Insurance Company ("State Auto"). Twenhafel sought coverage under the policy for loss of his raw wood inventory damaged by rain as a result of a severe storm. State Auto denied Twenhafel's claim on the basis that the loss was excluded from coverage because the inventory...

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