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KROLNIK v. PRUDENTIAL INS. CO. OF AMERICA

No. 08-2616.

570 F.3d 841 (2009)

Paul M. KROLNIK, Plaintiff-Appellant, v. The PRUDENTIAL INSURANCE COMPANY OF AMERICA, Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided June 29, 2009.

Attorney(s) appearing for the Case

Alan C. Olson (argued), Olson & Associates, New Berlin, WI, for Plaintiff-Appellant.

Daniel J. McMahon, Jason M. Kuzniar (argued), Wilson, Elser, Moskowitz, Edelman & Dicker, Chicago, IL, for Defendant-Appellee.

Before EASTERBROOK, Chief Judge, and KANNE and WILLIAMS, Circuit Judges.

EASTERBROOK, Chief Judge.

Paul Krolnik enjoys disability insurance as a fringe benefit of his job. He stopped working in June 2002 because of a hernia and back pain. The hernia was repaired surgically, but Krolnik did not return to work. After a psychiatrist diagnosed Krolnik with dysthymia and major depression, Prudential started sending him longterm disability payments. But "longterm" means two years, the Plan's limit when inability to work is caused even in part...

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